Buying a home might be the most substantial purchase you ever make and it is vital that you have the right mortgage.
At Buchan Wealth Management we will help guide you through the complexity of today's mortgage market, making the process as straightforward as possible, and ensuring that you not only have the right mortgage to suit your individual needs, but also the most suitable rate from the most suitable lender.
We can offer a comprehensive range of mortgages from across the market, which lenders make available to mortgage intermediaries for which we would be paid a procuration fee by the lender. We also have access to exclusive offers not always available on the high street.
Our level of service, flexibility and competitive product range ensures we are well equipped to help find the best mortgage for you. We promise to support you from the first day we discuss your mortgage requirements, through the approval and application process, right up to the day you get your keys and step into your new home.
We remember so you don't have to…we provide an automatic reminder system to ensure you don't waste any time when your mortgage, fixed or tracker interest rate, comes to the end of its term – ensuring you never pay too much interest for your mortgage debt
We do not believe in providing advice on mortgages in isolation and we'll also talk to you about arranging protection for your mortgage. This will be entirely dependent upon your circumstances but may include:
- Life and/or critical illness cover to repay your mortgage in the event of your death or earlier diagnosis of a critical illness ( eg cancer, heart attack or stroke) during the term of the mortgage.
- Income protection which will provide you with an income if you are unable to work for a prolonged period.